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Category Archives: Financing

Tips and techniques related to financing real estate deals.

How Do You Finance A House Now?

06-Oct-08

In recent years, getting financing for almost any house deal was a piece of cake. There were innovative program to fit any situation (and lets be honest programs that were plain stupid giveaways.)
While the years of easy money made lots of people - including savvy real estate investors who unloaded their speculative holdings at the [...]

What is Tenancy by the Entirety?

01-Oct-08

Tenancy by the entirety is a very powerful home protection technique.
It is not available in every state and it is only available for married couples. It is not right for every situation but if you are in a tenancy by the entirety state and married, you should consider using this form of ownership on your [...]

Junk Fees - How to Avoid Them

23-Jun-08

Junk fees are fees that a mortgage broker adds to a loan that are not specific to the actual loan costs. These fees represent charges the mortgage broker is charging for services they are providing. Some are legitimate and represent real costs to the mortgage broker. [...]

What To Do After You Sell Your Property And Take Back a Note!

07-Jun-08

By Vernon Brabham
As most of you know, the quickest way, and sometimes the only way, to sell property is through use of seller financing.
When a seller takes back a note for part of the purchase price it is much easier to conclude a sale. Why? One reason is that [...]

Understanding Your FICO Score

04-Jul-07

If you are dealing with any type of institutional lender for your real estate investments, you literally live or die by your FICO score. But do you know what it is or how it is calculated.
If you are like most people, it is a bit of a mystery,
Fair Isaac has published a free ebook called [...]

The Truth Behind No Money Down Real Estate

27-Jun-07

You’ve seen all the commercials on TV describing how you can buy properties with no money down. But can you really? And are they a good deal?
There is some good news and some bad news.
First the good news. Buying real estate with no money down is quite possible and [...]

Credit Cards – A Good Real Estate Funding Source?

15-May-07

From time to time, a real estate investment guru will talk about using credit cards to either fully fund a real estate purchase or as a down payment.
Does that make sense?
The short answer is – it depends. Let’s take a look at a few factors that can make credit cards as a funding source [...]

Choose the Right Mortgage Broker for Your Property Investment Goals

02-May-07

There are many different types of mortgage brokers - traditional brokers concentrating on retail customers, hard money lenders and private lenders (who are usually not mortgage brokers but useful in certain situations.)
Choosing the right broker really depends on what you are trying to accomplish. Some examples [...]