Junk fees are fees that a mortgage broker adds to a loan that are not specific to the actual loan costs. These fees represent charges the mortgage broker is charging for services they are providing. Some are legitimate and represent real costs to the mortgage broker. […]

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By Vernon Brabham
As most of you know, the quickest way, and sometimes the only way, to sell property is through use of seller financing.
When a seller takes back a note for part of the purchase price it is much easier to conclude a sale. Why? One reason is that […]

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If you are dealing with any type of institutional lender for your real estate investments, you literally live or die by your FICO score. But do you know what it is or how it is calculated.
If you are like most people, it is a bit of a mystery,
Fair Isaac has published a free ebook called […]

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You’ve seen all the commercials on TV describing how you can buy properties with no money down. But can you really? And are they a good deal?
There is some good news and some bad news.
First the good news. Buying real estate with no money down is quite possible and […]

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From time to time, a real estate investment guru will talk about using credit cards to either fully fund a real estate purchase or as a down payment.
Does that make sense?
The short answer is – it depends. Let’s take a look at a few factors that can make credit cards as a funding source […]

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There are many different types of mortgage brokers - traditional brokers concentrating on retail customers, hard money lenders and private lenders (who are usually not mortgage brokers but useful in certain situations.)
Choosing the right broker really depends on what you are trying to accomplish. Some examples […]

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