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FICO - The Inside Scoop

Your FICO score - long a secret scoring formula concocted by Fair Issac - has become a bit more transparent in recent days.

Fair Isaac, at their website myfico.com, has recently added a discussion forum where they answer visitors questions about FICO and how it works. Just go there and click on forums and read to your hearts content. Or ask a question. They answers are quite explicit.

The forum is broken up into several useful sections all related to credit. The ones of most interest to real estate investors include:

  • Understanding FICO Scoring
  • Using myFICO Products
  • General Credit issues

There are over 20,000 messages covering every imaginable technique for manipulating credit and its impact on your FICO score.

If you ever wondered if a technique - like piggybacking on someone else’s credit by securing a joint credit card - would benefit you and how, this is the place to get the answers.

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    • Post a comment — Trackback URI RSS 2.0 feed for these comments This entry (permalink) was posted on Wednesday, July 4, 2007, at 10:42 am by admin. Filed in Tips.

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